A clearer view of your numbers
Deposit & Payment Schedule Calculator
Split a job total into a percentage or fixed deposit and later payments whose cents add back exactly to the total.
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Your inputs
01 / EnterThese are editable examples, not recommended rates. Enter your own numbers.
Your result
02 / UnderstandLoading the example calculation…
Show the math
Money inputs accept at most two decimal places. Percentage inputs accept at most six. Percentage amounts round to the nearest cent, ties upward; allocations use exact integer cents.
What this means
The deposit is removed first. Any cent remainder in an equal split goes to the earliest later payments.
Worked example
$1,000 with a 25% deposit leaves $750, paid as three $250 payments. A $100 total, $33.33 deposit and three later payments gives $22.23, $22.22 and $22.22.
How the math works
Remaining cents = total cents − deposit cents. Each later payment gets floor(remaining/count) cents; the first remainder payments each get one extra cent.
About this estimate
Currency is USD. Monetary inputs need at most two decimal places; percentages need at most six. No dates, interest, tax or payment activity. Agreements and applicable law determine permissible deposits and terms.
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Formula v1.0.0 · Reviewed · Tool ID: deposit-payment-schedule